Motorcycle Insurance in Cincinnati, OH
Financial losses from accidents, theft and liability claims can lead to out-of-pocket expenses or long-term financial burdens. As a motorcyclist facing multiple risks on the road, it’s crucial to have coverage that may shield your bike and your financial well-being from unexpected events.
How Does Motorcycle Insurance Work?
Motorcycle insurance operates through a straightforward system of premium payments and coverage benefits. You select your desired coverage levels based on your bike’s value, riding frequency, risk tolerance and other factors. When a covered incident occurs, you file a claim with your insurance provider, who then evaluates the situation. Once your claim is approved, they may provide compensation per your policy terms.
What Does This Policy Cover? 
Standard motorcycle insurance policies typically include the following essential components:
- Liability coverage may cover bodily injuries and property damage you caused to a third party.
- Collision coverage may pay for repairs to your bike after accidents, regardless of fault.
- Comprehensive coverage may cover noncollision incidents such as theft or vandalism.
- Personal injury protection may cover medical bills, lost wages, funeral expenses and other related services after an accident.
You can customize your policy to include optional add-ons such as the following:
- Medical payments coverage may pay for injury-related expenses.
- Uninsured motorist protection may provide financial assistance after accidents involving drivers with insufficient insurance.
How Much Is Motorcycle Insurance?
Insurance rates vary significantly based on multiple factors, including the following:
- Motorcycle’s make and model
- Your age
- Riding experience
- Location
- Types of coverage
- Claims history
An insurance professional at R.M. Price Insurance Agency can deliver a more accurate price and find potential discounts for you.
Learn More
Contact R.M. Price Insurance Agency today to ask about our affordable motorcycle insurance plans. Our experienced agents can analyze your needs and help build your ideal policy.