Landlord (1-4 Units)

Landlord insurance for 1-4 unit properties is a specialized type of insurance policy designed specifically for individuals or entities that rent out residential properties. This coverage provides protection for landlords against various risks associated with renting out their properties. One of the primary coverages included in a landlord insurance policy is dwelling coverage, which protects the physical structure of the rental property from perils such as fire, vandalism, and certain natural disasters. Additionally, landlord insurance often includes liability coverage, which can provide financial protection in the event that a tenant or visitor is injured on the premises and files a lawsuit against the landlord. Landlord policies may also include coverage for lost rental income if the property becomes uninhabitable due to a covered event, as well as protection against damage caused by tenants. By securing landlord insurance, property owners can have peace of mind knowing that their investments are safeguarded against potential risks and liabilities associated with being a landlord.