Contractors Insurance in Cincinnati, OH
Contractors in the Cincinnati area face unique risks every day, from job site accidents to property damage and equipment loss. At R.M. Price Insurance Agency, we understand the challenges that general contractors, subcontractors and construction business owners encounter across Ohio. That’s why our team is dedicated to providing comprehensive contractors insurance solutions designed to financially protect your business, your employees, and your reputation.
What Does Contractors Insurance Cover? 
Contractors insurance is a package of policies that can be tailored to fit the needs of your business. Common coverage options include:
- General liability coverage may help protect against claims of bodily injury, property damage or personal injury that may occur on the job.
- Workers’ compensation may provide benefits to employees who are injured or become ill as a result of their work.
- Commercial auto coverage may cover vehicles used for business purposes, including trucks, vans and trailers.
- Tools and equipment coverage may cover your valuable equipment and tools after theft, loss or damage.
- Professional liability (errors & omissions) coverage may offer financial protection if a client claims your work was faulty or incomplete.
- Builders risk coverage may cover buildings and materials during construction or renovation projects.
Who Needs Contractors Insurance?
Our contractors insurance solutions are designed for a wide range of professionals, including:
- General contractors overseeing large projects
- Subcontractors specializing in trades like electrical, plumbing or HVAC
- Construction business owners managing crews and equipment
- Independent tradespeople working on residential or commercial sites
If you operate in the Cincinnati area or anywhere in Ohio, having the right insurance can help you meet client requirements, secure contracts, and protect your livelihood.
Why Choose R.M. Price Insurance Agency for Your Contractor Coverage?
Our team takes pride in supporting local contractors with insurance options that reflect the realities of working in Ohio. We work closely with you to assess your risks, explain your coverage choices and customize a policy that fits your business, whether you’re a solo tradesperson or manage a growing construction company. Contact us today to discuss your contractors insurance needs and get a personalized quote.